Bharatomni Technologies Private LimitedBharatomni
Request access

IFSCA Sandbox Entity · GIFT IFSC

The connection layer between institutions and India.

Identity, movement, and product access — regulated, composable, and invisible to your customers. You serve them. We handle everything beneath.

Request access See the demo

Our offerings

Everything an institution needs to offer India-linked products.

Compliance spine

Full KYC/AML/FATCA stack across both corridors. One verified customer record. Your team focuses on the experience — we handle the regulators.

  • NRI & resident KYC / re-KYC
  • PEP, sanctions & adverse media
  • FATCA and CRS collection
  • Aadhaar and video KYC

Cross-border rails

LRS, NRE/NRO and GIFT IFSC routing chosen automatically per product. Money moves, you report — we reconcile.

  • LRS instruction and bank integration
  • NRE / NRO channel routing
  • SWIFT inward for GIFT IFSC
  • Reconciliation and reporting

Regulated product shelf

One API. Fixed deposits, mutual funds, AIFs, bonds — SEBI and RBI-regulated manufacturers, no separate negotiations.

  • GIFT IFSC fixed deposits
  • SEBI-registered mutual funds
  • NRE / NRO fixed deposits
  • Bonds and structured products

Who we serve

Built for every institution in the global Indian corridor.

01

Banks & issuers

Offer NRI accounts, NRE fixed deposits and India-linked investment products without a new tech build. We plug into your existing onboarding flow.

02

Wealth managers

Add India-linked assets — fixed deposits, mutual funds, GIFT AIFs — to your NRI client portfolio in days, not quarters.

03

Remittance operators

Turn the send flow into a save-and-invest flow. Layer fixed deposit and mutual fund products directly onto your existing corridor.

04

GIFT City entities

Reach the global Indian diaspora through our distribution layer. KYC, routing and product plumbing — handled end to end.

3
Infrastructure layers
1
API to integrate
7+
Manufacturer partners
₀
Direct consumer touchpoints
Our position

The infrastructure stack for building extraordinary journeys for your customers.

Bharatomni sits beneath your brand and handles everything your customers never see — identity verification, cross-border money movement and a regulated product shelf. Your team focuses entirely on the experience. Our name never appears in their journey. That relationship, and the brand behind it, is entirely yours.

Our traction, our backers

The names already behind us.

IFSCA Regulatory Sandbox

Secured Limited Use Authorization for the Regulatory Sandbox.

GIFT IFIH Incubation

Incubated at the GIFT IFIH Residential Batch Cohort.

Microsoft for Startups

Supported by Microsoft for Startups.

Seed Funding — IIM Kashipur

Startup seed funding via FIED, IIM Kashipur.

FACE Membership

Member of the Fintech Association for Consumer Empowerment.

Live Partnerships

Onboarded 3 IBUs and 2 distributors.

Partners

Institutions already connected.

Domestic FDs

NRE fixed deposits for the diaspora channel

Domestic Pension

NPS and pension product shelf integration

AMC · GIFT IFSC

GIFT IFSC fund access for NRI investors

AIF · GIFT City

Alternative Investment Fund via GIFT City IFSC

NR Accounts · Coming soon

NRE/NRO account infrastructure in onboarding

NR Accounts · Coming soon

NRE/NRO accounts in onboarding

Contact

Tell us what you’re trying to offer.

We work with banks, wealth managers, remittance operators, and NRE/NRO platforms. If you’re serving global Indians and want to add India-linked products, this is the conversation to start.